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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Interest is lower than other cards.

Interest is lower than other cards. Payments go through quickly on your card. Notifications around nearing your credit limit are helpful Reviewed on: 2nd May 2024

Overall service okay but could do better.

You charge customers a £12 fee because you add interest to the account before payments are due causing on occasion to go over limit. Plus no balance sheet alongside payments and purchase, they're all separate in app. Reviewed on: 2nd May 2024

Very helpful, great customer service

Very helpful, great customer service Reviewed on: 2nd May 2024

Great app

Easy to use app and great service. Reviewed on: 2nd May 2024

Unachievable

I never wanted a credit card but thought it would help my credit rating, vanquis has been a god send in many ways my only draw back is when your in a better position to start paying more back you put the interest rate up making it harder each month . Reviewed on: 2nd May 2024

Excellent experience so far.

Excellent experience so far. No issues Reviewed on: 2nd May 2024

The customer service is always helpful and understan...

The customer service is always helpful and understanding Reviewed on: 2nd May 2024

Vanquis trusted me as a potential lender which I app...

Vanquis trusted me as a potential lender which I appreciate and benefit from Reviewed on: 2nd May 2024

A very good app that is easy to use and gives me the...

A very good app that is easy to use and gives me the information I need I have also been given a good credit rate on my card Reviewed on: 2nd May 2024

Vanquis have always been helpful.

Vanquis have always been helpful. Their app is excellent as I can find everything I need to know. Payments are easy too. Reviewed on: 2nd May 2024

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