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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Brilliant service- anytime I have made enquiries I h...

4
Brilliant service- anytime I have made enquiries I have received total support Reviewed on: 2nd May 2024

Very helpful

5
Very helpful always there to help Reviewed on: 2nd May 2024

Easy to manage credit builder

5
Easy to manage credit limit & has really helped to build my credit score as it has been very poor as never had credit or finance for many years , having the mobile app also helps you keep track of you’re spending & makes it easy to make extra payments on top of the minimal monthly payment Reviewed on: 2nd May 2024

Easy to set up and app is well designed to keep info...

5
Easy to set up and app is well designed to keep information and updates Reviewed on: 2nd May 2024

never had any issues at all in my time using this se...

5
never had any issues at all in my time using this service over 8 years Reviewed on: 2nd May 2024

Excellent

5
We are very happy with our credit card and have been using it since 2019. The app is very straight forward and easy to access and pay online. Reviewed on: 2nd May 2024

Good for building credit

4
Good for building credit - I got this card to help build my rating and it is working for me. I only have a small limit but it helps me keep on top of my situation and is manageable. The app in particular is easy to use and helps me to keep on top of things to ensure I maintain my credit rating. Reviewed on: 2nd May 2024

SPECTACULAR! experience:)

5
SPECTACULAR EXPERIENCE!All working with top quality! Reviewed on: 2nd May 2024

Had card for few years and love it

5
Had card for few years and love it Reviewed on: 2nd May 2024

Great first credit card.

5
Great first credit card. easy to use the app. Offers for credit limit increases. Good customer services Reviewed on: 2nd May 2024

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