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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to use and payments are made with no...

Very easy to use and payments are made with no hassle Reviewed on: 2nd May 2024

First one

I applied for a credit card with my bank. They said no. I did my credit score and Vanquis was the first one I applied for. Reviewed on: 2nd May 2024

Forget The Rest, Just GetThe Best In Vanquis?

I have had times when I could not pay my bill due to serious illness, a reduction of earnings or not getting payments I was expecting. I am a big credit card user on low income and Vanquis are the only provider that tries to help you to the lengths they go. It is not just me but my friend who developed an addiction problem said Vanquis were amazing in trying to help him until he was able to recover and resume his regular payments. I always recommend Vanquis. If only more credit companies were like them. There is one other out there that are quite good but still not on the level with Vanquis. It is the one card I will always keep, even if I did not need to use credit cards again to help me to get by. Reviewed on: 2nd May 2024

Am very happy with my Vanquis account and it has bee...

Am very happy with my Vanquis account and it has been good to see my credit score slowly improving. Reviewed on: 2nd May 2024

Always easy to talk to and very helpful!

Always easy to talk to and very helpful! Reviewed on: 2nd May 2024

Easy and simple.

I’ve found my Vanquis card easy to keep track of and up to date, it’s accepted everywhere and simple to use either the card or app. Added bonus when they started allowing you to add the card to your iPhone wallet for easier access too. Reviewed on: 2nd May 2024

Great app

Easy application process and good designed app. Easy to manage account and good credit limit increases over time Reviewed on: 2nd May 2024

Great communication

Always advise me of due payments. Great communication at this. Reviewed on: 2nd May 2024

Average not good nor bad customer service is ok thou...

Average not good nor bad customer service is ok though so on the hole I’d say it’s nothing special but nor is it anything bad either Reviewed on: 2nd May 2024

silly rates

interest rate terrible keep meaning to apply elsewhere as have excellent credit rating Reviewed on: 2nd May 2024

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