Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

A vanquis experience

5
The time I have been with vanquis has been a exceptional good experience and would tell a friend about my experience with vanquis Reviewed on: 2nd May 2024

Great service, would highly reccomend.

5
Great service, would highly reccomend. Reviewed on: 2nd May 2024

Been quick and easy to use.

5
Been quick and easy to use. No problems at all and great for value. Reviewed on: 2nd May 2024

Good professional service, app is easy to use, good...

5
Good professional service, app is easy to use, good communication Reviewed on: 2nd May 2024

Great experience I recommend the Vanquis credit card...

5
Great experience I recommend the Vanquis credit card to everyone, Reviewed on: 2nd May 2024

Hardly works with any purchases.

1
Hardly works with purchases online or in person. It's embarrassing when card declines even though credit avaliable. Got tonthebpoint in don't use the card anymore. Reviewed on: 2nd May 2024

Vanquis Is My Safety Net

5
Vanquis is my safety net, there for me when needed. I began using Vanquis when my credit score was very low. With their continued advice and support in managing my account, my credit rating is now excellent and I'm managing my money in a more positive way. Reviewed on: 2nd May 2024

Overall a decent company.

3
Overall a decent company. I would probably recommend to a friend trying to build their score Reviewed on: 2nd May 2024

Excellent Customer Service

5
I have been a Vanquis customer for a very long time and I have had no problems with their customer service. They helped me with credit when I needed it when my marriage ended. I am grateful to them for helping me Thank you Vanquis Reviewed on: 2nd May 2024

Vanquis website is very easy to use and excellent cu...

5
Vanquis website is very easy to use and excellent customer service Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products