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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to contact

5
Easy to contact, positive experience whenever they have been contacted. Reviewed on: 2nd May 2024

Proud customer

5
I have been with vanquis for 6years + and I can confidentially say I am happy especially with build my credit. Well done guys Reviewed on: 2nd May 2024

I enjoy Vanquis I would highly recommend them

5
I enjoy Vanquis I would highly recommend them Reviewed on: 2nd May 2024

Very friendly service.

5
Very friendly service.Very helpful Reviewed on: 2nd May 2024

Excellent for proving credit improvements

4
Excellent for proving credit improvements but you pay for it in high interest rates Reviewed on: 2nd May 2024

Great service

5
Customer service have been fabulous every time I have called them. Reviewed on: 2nd May 2024

Found them to be really good in customer service and...

5
Found them to be really good in customer service and excellent if have not that good a credit score before Reviewed on: 2nd May 2024

I’m happy with Vanquis.

5
I’m happy with Vanquis. I think you help people and we don’t pay a lot. Reviewed on: 2nd May 2024

Good good app and very helpful company

5
Good app and very helpful company Reviewed on: 2nd May 2024

Always been happy to help with any issues I have had.

5
Always been happy to help with any issues I have had. Always ensuring I'm able to pay back and happy to help me if not Reviewed on: 2nd May 2024

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