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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Nothing but positive

Always a great experience with customer service friendly and very helpful. Easy app to use also Reviewed on: 2nd May 2024

excelkent and good interest rates

since being with vanquis i find it much easier to manage money. excelkent Reviewed on: 2nd May 2024

very straight forward business with a great app that...

very straight forward business with a great app that makes life easy. I would highly recommend it to anyone Reviewed on: 2nd May 2024

Was ok at then you get slapped a hike in interest ra...

Was ok at then you get slapped a hike in interest rates even when your managing your account well Reviewed on: 2nd May 2024

No hassle easy to use app good interest rate as long...

No hassle easy to use app good interest rate as long as you pay on time Reviewed on: 2nd May 2024

I haven’t heard from vanquis for months

I haven’t heard from vanquis for months Reviewed on: 2nd May 2024

No increase in limit after five years

No increase in limit after five years Reviewed on: 2nd May 2024

I find it pathetic how, the majority of operators, c...

I find it pathetic how, the majority of operators, can’t speak English nor understand. When I do speak to an English speaking representative I get told, the majority of contact centres are not in the UK. Which makes it hard to have a professional conversation. I have made several complaints. And get no real justification. What I find pathetic. is that this Bank does not care for peoples opinions which are based on experiences. Reviewed on: 2nd May 2024

Very convenient and reasonable rate

Very convenient and reasonable rate Reviewed on: 2nd May 2024

very nice service and very nice app soo is good aqua...

very nice service and very nice app soo is good aqua for credit card Reviewed on: 2nd May 2024

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