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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquish are generally reliable with good customer s...

4
Vanquish are generally reliable with good customer service Reviewed on: 2nd May 2024

Great service good details online app is easy to use

5
Great service good details online app is easy to use Reviewed on: 2nd May 2024

I feel they have always been on my side

5
I feel they have always been on my side Reviewed on: 2nd May 2024

I very very like!

5
I very very like! Good staff good thm good all yeyeyeeess Reviewed on: 2nd May 2024

Helpful and friendly to deal with very transparent.

5
Helpful and friendly to deal with very transparent. Reviewed on: 2nd May 2024

Fraudulent activity

3
When i had fraud on my card, i feel like i had to vhase everything without updates Reviewed on: 2nd May 2024

Fantastic

5
Fantastic customer service skills Reviewed on: 2nd May 2024

High Interest rates and after about 10 years of hold...

3
High Interest rates and after about 10 years of holding the card, and always paying on time, I have never received a credit increase Reviewed on: 2nd May 2024

Only credit card. I could get

4
Only one that would give me credit card. But its dangerous to easily overspend if not careful. And the interest is rocket high. Reviewed on: 2nd May 2024

I had been using Vanquis for 3 Years and asked can i...

4
I had been using Vanquis for 3 Years and asked can i get an upgrade in limit after with good credit score, good payment, a good job but unfortunately no offer on upgrading Reviewed on: 2nd May 2024

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