Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

I decided to apply for the Vanquis card

I decided to apply for the Vanquis card as I had never had a credit card before and I wanted to build up my credit rating. I have been using it for a few of years now and must say I am very satisfied. My credit rating has increased from close to the bottom of the table to the highest score possible. I use the phone app to complete all my transactions and it is quite good and simple to use. Reviewed on: 2nd May 2024

vanquis card is good to me

vanquis card were very patient while caught up my arrears Reviewed on: 2nd May 2024

easy banking

It was very easy to apply and it’s incredibly easy to use the app to keep track of your spending. Reviewed on: 2nd May 2024

Vanquis has been a fantastic credit builder for me a...

Vanquis has been a fantastic credit builder for me and it has helped me a lot over the last few months Reviewed on: 2nd May 2024

Easy app, but repayment take longer time (2-3 days)...

Easy app, but repayment take longer time (2-3 days) so you need to be up to date with balance. Reviewed on: 2nd May 2024

had to change my payment date recently and found it...

had to change my payment date recently and found it very easy and the customer service department very friendly and helpful Reviewed on: 2nd May 2024

Great service - transparent charging structure .

Great service - transparent charging structure .. Reviewed on: 2nd May 2024

I applied for a credit card with Vanquis to improve...

I applied for a credit card with Vanquis to improve my credit score, I started with a modest balance which has slowly increased over the years (only after checking with me first), the app is easy to set up and use - I have since been offered other cards but have stuck with this one. Reviewed on: 2nd May 2024

Straightforward app and very considerate.

Straightforward app and very considerate. Only provide you with what you can afford. Reviewed on: 2nd May 2024

They helped me when times were tough.

They helped me when times were tough. They support me without being pushy or overbearing. My account is managed well Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.82 from 196 reviews
Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Credit card
from Debenhams 2.47 from 13 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub