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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

As an expat it helped me build my credit easily

5
Helped me build my credit with increasing steps, with no nonsense rules, and outomatic as long as I reached the requirements. It was a seamless and great experience and loved it. Really helped me as a new expat in London. Reviewed on: 2nd May 2024

Very very pleased.

5
I'm very very pleased to be part of the Vanquis family. Great card, great rate. App is easy to understand and navigate. First class.. Reviewed on: 2nd May 2024

Have no issues with Vanquis.

5
Have no issues with Vanquis. Helped to build credit score. Easy process Reviewed on: 2nd May 2024

Recommend!!!

5
Easy to use app, almost instant customer support service, competitive rates. That's all I need, and Vanquis is giving me it. Reviewed on: 2nd May 2024

Very friendly and helpful staff.

5
Very friendly and helpful staff. Always willing to help if you are having financial difficulties. Would highly recommend Reviewed on: 2nd May 2024

You have lost £1500 it’s been over 7 weeks no...

1
You have lost £1500 it’s been over 7 weeks no response Reviewed on: 2nd May 2024

Just got lower limit but the services are excellent.

5
Just got lower limit but the services are excellent.. Reviewed on: 2nd May 2024

A great experience with Vanquis

5
Helpful company who have resolved issues in a speedy and efficient manner particularly when my card appeared to have been cloned. Customer services have generally been excellent. Reviewed on: 2nd May 2024

A good review is honest and informative

5
I have very good experience with vanquis Bank Reviewed on: 2nd May 2024

Excellent quick response and updated

5
Excellent quick response and updated Reviewed on: 2nd May 2024

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