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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have found this a very easy to use!

5
I have found this a very easy card and has improved my credit score over the years! Reviewed on: 2nd May 2024

.credit app

5
Friendly customer service and helpful, easy to use app excellent credit builder Reviewed on: 2nd May 2024

My card got blocked because I was trying to buy a la...

1
My card got blocked because I was trying to buy a laptop. So phoned up to tell them that my payment had been refused they said that they had unblocked it but when I tried to use it the card still didn't work. Reviewed on: 2nd May 2024

No high credit score required

5
No high credit score required. Excellent mobile application. Reviewed on: 2nd May 2024

I have been left in limbo since January 24 when some...

1
I have been left in limbo since January 24 when somebody took 2.5k from my account its still on going 2/5 I phone nearly every week and told same thing still ongoing. Utter disgrace Reviewed on: 2nd May 2024

Amazing customer service always at hand to help and...

5
Amazing customer service always at hand to help and support there customer Reviewed on: 2nd May 2024

All been plain sailing never had a problem

5
All been plain sailing never had a problem Reviewed on: 2nd May 2024

Good customer service.

4
I have used customer service. Security was good. Excellent response and help. I feel that my credit is safely raised each time. Reviewed on: 2nd May 2024

Easy to apply and the app is easy to use...

5
Easy to apply and the app is easy to use Reviewed on: 2nd May 2024

It has been a very good experience

5
It has been a very good experience Reviewed on: 2nd May 2024

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