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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I would like to thank this bank for giving people th...

I would like to thank this bank for giving people the opportunity to help with financial difficulties Reviewed on: 2nd May 2024

..frustration

I am an excellent client with vanquis They offered me an limit increase. When I agreed, they asked me for several documents. I see this as different and complicated, different from the of other suppliers companies. Reviewed on: 2nd May 2024

Registered online, received a very beautiful card wi...

Registered online, received a very beautiful card with amazing limit. Started using this card and hoping to build my credit profile. Amazing service and customer support Reviewed on: 2nd May 2024

I use the card for the last 2 years easily to pay an...

I use the card for the last 2 years easily to pay and make payments and easy ti use on apple pay Reviewed on: 2nd May 2024

Good, but could be better

It was fantastic to build my credit, only issue is that the apr was massive when I used it. Reviewed on: 2nd May 2024

Great for credit building

As long as you spend sensibly, stay within your given limit and make your payments on time, this is a great card for improving your credit rating. Things have generally worked well and I’ve had no reason to make contact with the team. Reviewed on: 2nd May 2024

Fantastic company

I’ve had a card with Vanquis now for some years and they have been excellent from day one. Nothing ever seems too much trouble. A great company with excellent customer service Reviewed on: 2nd May 2024

Very nice very happy, good start

Very nice very happy, good start Reviewed on: 2nd May 2024

Human interaction not a bot

Always spoke to human when needed help with any issue, always quick to help. Reviewed on: 2nd May 2024

Brilliant

Brilliant customer service and very helpful Reviewed on: 2nd May 2024

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