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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Professional, knowledgeable staff

5
Professional, knowledgeable staff Reviewed on: 2nd May 2024

Excellent

5
Easy to understand app. Like the verification side when making payments Reviewed on: 2nd May 2024

It’s been a great all round experience.

5
It’s been a great all round experience. Incredible communication and customer service … they have never failed me! Reviewed on: 2nd May 2024

Very helpful.

5
Very helpful. When you have financial issues. Reviewed on: 2nd May 2024

Excellent service.

5
Excellent service and helpful customer service always try to help Reviewed on: 2nd May 2024

App Ease of use and always kept up to date about my...

5
App Ease of use and always kept up to date about my account. Reviewed on: 2nd May 2024

Does what it says on the tin.

4
Does what it says on the tin. Easy to use and app work seamlessly. Reviewed on: 2nd May 2024

Vanquis has provided me with a very useful facility.

5
Vanquis has provided me with a very useful facility. It acts responsibly and provides an excellent app that enables stress free payment options and peace of mind security. I really feel that my Vanquis card is an important and secure aspect of my financial life and despite having a very fair credit limit, the ease of using the app enables me to use it very much as a charge card with the option of credit when or if needed. So from football matches to Wetherspoons, Petrol Station forecourts to Amazon, it really is a safe and easy option. Reviewed on: 2nd May 2024

Easy to use and the application is also simple

5
Easy to use and the application is also simple Reviewed on: 2nd May 2024

mobile banking is very easy to use

5
mobile banking is very easy to use Reviewed on: 2nd May 2024

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