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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis topcompany.

5
App is very easy to use staff are very helpful and courteous Reviewed on: 2nd May 2024

Excellent service.

5
Excellent service. Always helpful and reliable. Reviewed on: 2nd May 2024

I've been a customer of vanquis for several years no...

5
I've been a customer of vanquis for several years now, and I must say their services have consistently exceeded my expectations. The customer service is prompt, courteous, and always helpful whenever I've had any inquiries or issues. Their credit card options provide great flexibility and rewards, tailored to suit various spending habits. Additionally, the online platform is user-friendly, making it easy to manage payments and track expenses. Overall, I highly recommend vanquis to anyone looking for reliable credit card services with excellent customer support. Reviewed on: 2nd May 2024

Vanquis are always there if I need them.

5
Vanquis are always there if I need them. Reviewed on: 2nd May 2024

Easy and straight forward application.

5
Easy and straight forward application. Helped me rebuild my credit score within just a couple of months Reviewed on: 2nd May 2024

Good company to deal with, no hassle quick decision.

5
Good company to deal with, no hassle quick decision. Reviewed on: 2nd May 2024

Everyday Purchase

4
I have enjoyed using the card for my everyday purchase, and it has helped to build my credit score Reviewed on: 2nd May 2024

Vanquis - excellent customer care

5
Vanquis is so easy to deal with & so straightforward to get hold of to answer any questions or clarify things. The difference with other banks is stark. Reviewed on: 2nd May 2024

Easy interface, good deals.

4
Easy interface, good deals. Wish credit limit was updated more often but a good service provider overall. Reviewed on: 2nd May 2024

Easy to use app and easy to find information you nee...

4
Easy to use app and easy to find information you need, but their interest rates are too high. Customer service team is helpful. Reviewed on: 2nd May 2024

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