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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great credit score builder

I had a low credit score ten years ago at around 220, using this card for small things like shopping or fuel for the car was great, and a way of building my score back up. Fantastic card to have, and the app on my phone helps, can pay off using the app as well as having my direct debit. Reviewed on: 2nd May 2024

I’m really happy with my card and the customer servi...

I’m really happy with my card and the customer service I receive. Thank you. You’re brilliant Reviewed on: 2nd May 2024

Good credit building card.

Good credit building card. Good customer service. Reviewed on: 2nd May 2024

Great credit card very happy with it

Great credit card very happy with it Reviewed on: 2nd May 2024

After I had to declare myself bankrupt they provided...

After I had to declare myself bankrupt they provided me with a credit card so my life could continue. That was over 10 years ago and I am still with them. Reviewed on: 2nd May 2024

CREDIT CARD

Great app and service but loan rates are too high Reviewed on: 2nd May 2024

Easy to use APP great service if you need help with...

Easy to use APP great service if you need help with anything Reviewed on: 2nd May 2024

Good customer service experience, generous with cred...

Good customer service experience, generous with credit limits, noticed in good time when payments were due. Easy to set up direct debit guarantee and add to Apple Pay. Overall very happy with the service. Reviewed on: 2nd May 2024

Online easy and simple

I had limit renewals, easy and simple all done online Reviewed on: 2nd May 2024

When I got made redundant through covid, Vanquis was...

When I got made redundant through covid, Vanquis was so understanding reassured us with no pressure Reviewed on: 2nd May 2024

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