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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fantastic customer care

5
Was accepted for a card built up credit and highly reccomend this bank for top customer care Reviewed on: 2nd May 2024

Customer Servive alerted me when I had charges for s...

5
Customer Servive alerted me when I had charges for something I'd clicked on by mistake so saving me money on something I didn't even know about. Reviewed on: 2nd May 2024

7 out of 10

4
Over all I’d give Vanquis a 7 out of 10 Reviewed on: 2nd May 2024

Vanquis credit card

5
I don’t think I’d be able to get a Vanquis credit card but when I did I got a good limit and it saved me due to changes to my circumstance. Vanquis has let me choose my payments every month and is very flexible. Reviewed on: 2nd May 2024

Super easy to use app, allows you to make weekly pay...

5
Super easy to use app, allows you to make weekly payments to help budget better. A great credit card that helps me build back my credit score. Card also links to Google Pay for ease of use. Reviewed on: 2nd May 2024

I just say brilliant card really well customer serv...

5
I just say brilliant card really well customer service and Reviewed on: 2nd May 2024

Amazing customer service and support company

5
I had a fraud on my account it was sorted with in 7 days and money returned, a plus customer service, kind, helpful, friendly service Reviewed on: 2nd May 2024

Great value for money and there always helpful.

5
Great value for money and there always helpful. Reviewed on: 2nd May 2024

Easy to apply, quick decision,

5
Easy to apply, quick decision, payments are hassle free. setting up was easy. Reviewed on: 2nd May 2024

Unhappy Customer

2
Been with you many years and stayed at same credit limit despite always paying so hardly a credit builder — extremely disappointed Reviewed on: 2nd May 2024

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