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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great no hassle credit card

5
Never had a problem with this credit card, customer service is great and understanding. Reviewed on: 2nd May 2024

The app is so easy to use and it keeps you updated o...

5
The app is so easy to use and it keeps you updated on your account daily Reviewed on: 2nd May 2024

Good credit building card.

5
Good credit building card. Customer service is excellent. Reviewed on: 2nd May 2024

They keep you up-to-date and always informative,remi...

5
They keep you up-to-date and always informative,reminders when payment is due and always friendly on the phone if I need to get in touch. Reviewed on: 2nd May 2024

Been a lifeline over past few years who I can’t...

5
Been a lifeline over the past few years who I can’t think enough for getting my life sorted Reviewed on: 2nd May 2024

Best credit card

5
Easy to pay and manage your money Reviewed on: 2nd May 2024

Very good overall

5
Very good any issues have always been solved and if any refund has been needed ie anything miss sold or have paid has always been sorted asap Reviewed on: 2nd May 2024

I haven't yet needed to contact support however the...

5
I haven't yet needed to contact support however the app is brilliant. It clearly shows amount spent, pending and available and paying it off is so quick and easy. Reviewed on: 2nd May 2024

helped me build my credit score and keep the interes...

5
helped me build my credit score and keep the interest rates reasonable Reviewed on: 2nd May 2024

Approved me for credit when no one else would

5
Approved me for credit when no one else would Reviewed on: 2nd May 2024

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