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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquish really helped me through a rough patch when...

Vanquish really helped me through a rough patch when I was trying to rebuild my credit rating and no other lenders were willing to offer me a chance. I have been with Vanquish ever since and my credit rating is doing fantastic! Thank you! Reviewed on: 2nd May 2024

Amazing service , the best credit card

Amazing service , the best credit card Reviewed on: 2nd May 2024

Iv used vanquis for over a year, I think it’s a very...

Iv used vanquis for over a year, I think it’s a very good account. Reviewed on: 2nd May 2024

Great customer service.

Great customer service. Easy to use app. Rates a little high! Reviewed on: 2nd May 2024

My experience as been good with vanquis there custom...

My experience as been good with vanquis there customer service are pleasant and helpful and the app makes things very easy to understand Reviewed on: 2nd May 2024

Easy transactions, good credit limit.

Easy transactions, good credit limit. Reviewed on: 2nd May 2024

good experience with vanquis, easy...

I have had a very good experience with vanquis, easy repayments vaule for money. Reviewed on: 2nd May 2024

Helping me to build my credit score

Helping me to build my credit score Reviewed on: 2nd May 2024

Had a really good experience, there is always help i...

Had a really good experience, there is always help if you struggle Reviewed on: 2nd May 2024

No frills card to build your credit rating

The Vanquis card is a kind of no frills card. Whilst the interest rate is a little higher than some cards, it is accessible to more and allows affordable credit limits. So long as you behave with it, it is excellent to build your credit rating. The card has been instrumental in improving my own Reviewed on: 2nd May 2024

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