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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent choice for starters to credit cards

Great card for credit building, lower apr than a few others in the same catorgory and very good starting credit limit. Easy to upgrade your limit if needed and customer service is very helpful in my experience Reviewed on: 2nd May 2024

Great card to have and regular credit limit reviews.

Great card to have and regular credit limit reviews. Reviewed on: 2nd May 2024

Very efficient service and good app

Very efficient service and good app Reviewed on: 2nd May 2024

Never had any issues, always notified and kept updated.

Never had any issues, always notified and kept updated. Reviewed on: 2nd May 2024

If in doubt...do not hesitate to use Vanquis

When I came out ofca awful divorce and was left in debt...Vanquis was the only company that apart from accepting my application force loan...Treated me as a human being with feelings...I therefore had a £2,000 loan which I am proud to say is fully paid off and am now,continuing using your Vanquis credit card....Without Vanquis allowing to me take a loan out and pay it off...I could not have got my life back on track and,also be able to continue to improve my Credit score ...which yes,still needs work but is so much better than before...I would tell anyone who has been refused by other Loan/Credit companys to apply to Vanquis...As they will always find that the Customer service is second to none. Reviewed on: 2nd May 2024

I had a financial problem after my divorce and was...

I had a financial problem after my divorce and was struggling to cope until i applied for a Vanquis credit card and i have never looked back thanks to vanquis for all their help and faith in me Reviewed on: 2nd May 2024

Very easy to work with and terrific customer service

Very easy to work with and terrific customer service Reviewed on: 2nd May 2024

Love the app.

Love the app. It makes managing everything so much easier. the reminder texts I’m due to pay my balance is also really helpful. Reviewed on: 2nd May 2024

Superb card

easy application easy to speak to customer service great vale for money Reviewed on: 2nd May 2024

Easy to deal with would recommend to a friend

Easy to deal with would recommend to a friend Reviewed on: 2nd May 2024

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