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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy app to use never had any bother getting help th...

Easy app to use never had any bother getting help the customer service could be a bit quicker but all in its a 10 out of ten Reviewed on: 2nd May 2024

I applied for a Vanquis card when it was recommended...

I applied for a Vanquis card when it was recommended to me by Credit Karma to see if I could improve my credit score. I was surprised but happy when accepted, and I have used it carefully and as a consequence my score improved quite a bit. Reviewed on: 2nd May 2024

I have never had a problem with Vanquis card as a wh...

I have never had a problem with Vanquis card as a whole . Simple to use, pay and log in. After many years of using, I am more than happy with the whole service. Reviewed on: 2nd May 2024

Great credit builder card.

Vanquis are great. The app is easy to use and helps you to keep track of your finances. The rates and terms are explicit and so there are no surprises. I even get timely text message reminders about statements being available and payment due dates. I’ve successfully managed to re-build my credit score whilst using Vanquis. Reviewed on: 2nd May 2024

Very helpful good interest rate and great customer s...

Very helpful good interest rate and great customer service Reviewed on: 2nd May 2024

Brilliant credit card company

Brilliant credit card company easy to use website and payments easy to make recommend it 100% Reviewed on: 2nd May 2024

Just great

Great has helped me build my credit Reviewed on: 2nd May 2024

Meilleur

There is no definitive answer to this question as the "best" credit card is subjective and depends on individual needs and preferences. However, some factors to consider when choosing a credit card are: 1. Rewards and benefits: Look for a credit card that offers rewards or cashback on your regular spending categories such as groceries, gas, or travel. Also, consider additional perks like travel insurance, airport lounge access, or extended warranty protection. 2. Interest rates and fees: Compare the annual percentage rate (APR) and any applicable fees such as annual fees or foreign transaction fees. Choose a card with competitive rates and minimal fees if you plan to carry a balance or use the card for international purchases. 3. Credit limit and credit-building opportunities: If you have a limited credit history or want to improve your credit score, consider a credit card that offers a higher credit limit or has tools to help you track and improve your credit. 4. Customer service and security: Research the credit card issuer's reputation for customer service and their security measures to protect against fraud or unauthorized transactions. Ultimately, the best credit card for you will depend on your specific needs and financial goals. It's recommended to compare multiple options and read the terms and conditions before making a decision. Reviewed on: 2nd May 2024

Well understanding and good

All l can say is that,they are good and understanding the need of customers Reviewed on: 2nd May 2024

Always helpful.

I have been with Vanquis for a few years and they have always been very helpful. Reviewed on: 2nd May 2024

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