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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Absolute w*nk they ring me if I haven’t paid one day...

1
Absolute w*nk they ring me if I haven’t paid one day late Reviewed on: 2nd May 2024

Pleasant experience all the way.

5
Pleasant experience all the way. Reviewed on: 2nd May 2024

Fast good service right info about the credit card

5
Fast good service right info about the credit card Reviewed on: 2nd May 2024

Straightforward and easy to use, helpful customer se...

5
Straightforward and easy to use, helpful customer service Reviewed on: 2nd May 2024

Very helpful thanks for your support

5
Very helpful thanks for your support Reviewed on: 2nd May 2024

Very Handy

5
Good to start with small credit and build up credit score very handy for purchases and a easy to use app with monthly statements and easy payment options Reviewed on: 2nd May 2024

Vanquis is a very good card company

5
Vanquis is a very good card company Reviewed on: 2nd May 2024

Excellent customer service, easy and approachable.

5
Excellent customer service, easy and approachable. Reviewed on: 2nd May 2024

Very helpfull customer service .

5
Very helpfull customer service . I can use my card where i want. Get regular updates. Reviewed on: 2nd May 2024

Was good until you hit an issue.

1
Was good until you hit an issue. All was well until I couldn’t pay the last bill. phoned Vanquis told them the situation that I am awaiting a universal credit decision and cannot afford to pay at the moment. despite that I am now receiving 2 calls per day it’s bordering harassment. Won’t be recommending Vanquis to anyone now. Reviewed on: 2nd May 2024

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