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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to use and a good credit limit

Very easy to use and a good credit limit Reviewed on: 2nd May 2024

Over 10 years with Vanquis £150 limit

Over 10 years with Vanquis and never missed a repayment but at corona times Vanquis decreased my card from £3000 to £150 and is still not increased Reviewed on: 2nd May 2024

Due to my life being turned upside down with hospita...

Due to my life being turned upside down with hospital treatments I found myself unable to secure any credit. My past still to this day affects my life yet I'm able to pay my bills today yet most providers refuse to give me a card. I applied for a Vanquis card and Vanquis accepted me which I was over the moon with I've now had my card a couple of years now and everything is great I always make my payments on time and I'd like to take this opportunity to thank Vanquis for supporting me. Reviewed on: 2nd May 2024

Offered me a card when others wouldn't.

Offered me a card when others wouldn't. Great and trustworthy company for improving credit Reviewed on: 2nd May 2024

It's easy to set up and couldn't be more pleased wit...

It's easy to set up and couldn't be more pleased with my card and I'm aware not to spend to much or I may find myself in difficult situations with repayments Reviewed on: 2nd May 2024

Brilliant company

A company that provides assistance when needed , and extremely helpful staff . They make sure you never are offered more credit than you can afford to repay Reviewed on: 2nd May 2024

In trouble

Vanquis bank are a fantastic company who help you when you cannot afford your payments Reviewed on: 2nd May 2024

Reasons for using the Vanquis credit card

The Vanquis app works well by informing users when payment is due and information about interest rates if only the minimum payment is made. Reviewed on: 2nd May 2024

There when I needed them

There when I needed them to build my credit rating post IVA. Reviewed on: 2nd May 2024

App was very easy to understand, no issues with usin...

App was very easy to understand, no issues with using the app to pay monthly amount Reviewed on: 2nd May 2024

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