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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fantastic vanquis

5
I have been with vanquis for about 6 years now and they have always been so amazing, even through the times I've struggled they have always made sure they can accommodate my circumstances. Reviewed on: 2nd May 2024

Amazingly company

5
I have been a customer for a long time and I love the facilities they provide. Customer service friendly. Reviewed on: 2nd May 2024

Very good and fast service.

5
Very good and fast service.really help me during Covid 19 Reviewed on: 2nd May 2024

Overall really good choice for credit

5
I feel like Vanquis are very fair in when to increase credit limits, ensuring you are in a good financial situation before giving you an increase. Customer service is always there if there’s any concerns as well. APR can be a bit high but overall using this card has seriously helped my credit score Reviewed on: 2nd May 2024

Love Vanquis

5
Thanks to having a Vanquis credit card my credit rating had increased over the past couple of years Reviewed on: 2nd May 2024

flexible account management

5
Helpful staff, flexible management my (allowed change of direct debit date after my salary pay date change) Reviewed on: 2nd May 2024

That is my longest credit card I ever had.

5
That is my longest credit card I ever had. I am so much happy with the service. Reviewed on: 2nd May 2024

I love vanquis its easy to use and I have no problem...

5
I love vanquis its easy to use and I have no problems with it I don't have no questions from shops when I use my vanquis it never let's me me down x❤️ Reviewed on: 2nd May 2024

Excellent service, easy to use app.

5
Excellent service, easy to use app. App. All derailed in/out payments kept up to date quickly. Reviewed on: 2nd May 2024

Vanquis gave me the flexibility and help when I most...

5
Vanquis gave me the flexibility and help when I most needed Reviewed on: 2nd May 2024

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