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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It takes more than a day to clear the amount in pend...

4
It takes more than a day to clear the amount in pending. I would like fast transactions. Reviewed on: 2nd May 2024

Excellent card service

5
Easy and straight forward to use card and App and making payments, also payment reminders by txt really helps Reviewed on: 2nd May 2024

Easy to use, no hidden catches

5
Right from the start vanquis has given me the power to control my spending and innovative my credit rating. When i started looking for a credit card they offered me a better rate of interest than most other providers,and the app gives me confidence I'm not going to miss payments. I can decide if and when my credit limit is increased, again giving me confidence Reviewed on: 2nd May 2024

I like the SMS reminder and I enjoy using the apps.

5
I like the SMS reminder and I enjoy using the apps. Makes it much easier to stay in control. Reviewed on: 2nd May 2024

Great service good rate nice app

5
Great service good rate nice app Reviewed on: 2nd May 2024

Been with them for years never had any trouble when...

5
Been with them for years never had any trouble when I've range to does to some one Reviewed on: 2nd May 2024

High Interest

3
They charge very high interest, and increase it often. Reviewed on: 2nd May 2024

The customer service is outstanding

5
The customer service is outstanding, nothing is ever too much for them when you are the staff a question. They call you back when they say they will. Reviewed on: 2nd May 2024

Use if needed like having app to log into

4
Use if needed like having app to log into Reviewed on: 2nd May 2024

Simple easy credit card.

5
It's an easy card both to use and keep track of via the app. Also handy payment reminders mean you never miss a payment. I would reccomend this card to anyone. Reviewed on: 2nd May 2024

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