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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The card is good but the rates could be lower why do...

4
The card is good but the rates could be lower why do poor people always pay more ???? Reviewed on: 2nd May 2024

Perfect card for building your credit score.

5
Perfect card for building your credit score. Reviewed on: 2nd May 2024

Very good experience with customer service

5
Very good experience with customer service Reviewed on: 2nd May 2024

Very good and excellent Staff are very friendly and...

5
Very good and excellent Staff are very friendly and helpful. I'm fair.And I like being with vanquish Reviewed on: 2nd May 2024

Very helpful app are

5
Very helpful app you know exactly where you are with your money and credit limit. Reviewed on: 2nd May 2024

Brilliant service for first time with a credit card

5
Since day one iv had a very good experience using Vanquis, the reminders for repayments are very helpful and if iv needed to speak to customer services they are very friendly and helpful. Would highly recommend to friends and family! Reviewed on: 2nd May 2024

Vanquis has helped to regain a positive credit ratin...

5
Vanquis has helped to regain a positive credit rating and have been helpful whenever I have had a problem. They have given me confidence in how to use credit card Reviewed on: 2nd May 2024

Vanquis was the card that I first got after finishi...

5
Vanquis was the card that I first got after finishing a iva and I found the credit limit an easy start on building up my credit history and the app made payments all so easy. Reviewed on: 2nd May 2024

No reason sorry can't think of anything else to say...

5
No reason sorry can't think of anything else to say Reviewed on: 2nd May 2024

Vanquis on hand

5
Vanquis is a fantastic card to have ‘ with very professional staff on hand when needed . I would recommend everyone to apply and get a card . Reviewed on: 2nd May 2024

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