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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The app is very easy to use

5
The app is very easy to use, the visual aspect makes it really easy to see how much you’ve spent, including transactions that haven’t completed yet. There aren’t any options for speaking to someone through chat. There are options to increase credit which can be useful. Reviewed on: 2nd May 2024

Good customer service easily accessible

4
Good customer service easily accessible Reviewed on: 2nd May 2024

I used vanquis to improve my credit rating.

5
I used vanquis to improve my credit rating. From the minute I took it out to now it has been nothing but fantastic Reviewed on: 2nd May 2024

Was charged less interest than other credit card i h...

5
Was charged less interest than other credit card i had and the limits increased quickly Reviewed on: 2nd May 2024

A card you can always depend on

5
I have been a vanquish customer for 8 years , customer services are first class , any queri answered instantly , credit limited and credit building first class . I would recommend vanquish credit card to anyone Reviewed on: 2nd May 2024

Excellent customer service, easy use app

5
Excellent customer service, easy use app Reviewed on: 2nd May 2024

Excellent service all sorted within 5 minutes.

5
Excellent service all sorted within 5 minutes. Received my new card yesterday. Thanks Reviewed on: 2nd May 2024

Very helpful to talk to and no issues

5
Very helpful to talk to and no issues Reviewed on: 2nd May 2024

Great customer service

5
Always been friendly fast service from the team / app Reviewed on: 2nd May 2024

Advantages

5
Excellent service with many features such as transfer money into another account and many other advantages Reviewed on: 2nd May 2024

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