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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good, simple and benefiting.

5
Good, simple and benefiting. I like how you can do most on the app. A very good credit card and company even though I didn't really hear before amongst the big companies. Reviewed on: 2nd May 2024

Very helping in struggling period for financial situ...

5
Very helping in struggling period for financial situation Reviewed on: 2nd May 2024

Its just so simple

5
I love how easy it is to apply and use. Love the app, so user friendly! Never had an issue and Vanquis look after their customers, adjusting credit limits for those who manage their finances well. Reviewed on: 2nd May 2024

The offers for increasing credit are very very bad.

3
The offers for increasing credit are very very bad. I haven’t received any offer about increasing credit. Reviewed on: 2nd May 2024

Never had any issues with credit card and the team i...

5
Never had any issues with credit card and the team is always helpful when I need to talk to them. Reviewed on: 2nd May 2024

Easy to use and the app is great to keep on top of s...

5
Easy to use and the app is great to keep on top of spending and payments. Reviewed on: 2nd May 2024

This has been a long time iv had a credit card I...

5
This has been a long time iv had a credit card I find it handy if a emergency Reviewed on: 2nd May 2024

I thank Vanquis is perfect I would like to continue...

5
I thank Vanquis is perfect I would like to continue vanquish bank Reviewed on: 2nd May 2024

Excellent app - easy to use.

5
Excellent app - easy to use. A real pleasure! Reviewed on: 2nd May 2024

Great service and excellent app which is great for m...

5
Great service and excellent app which is great for managing the card, monitoring purchase and making payments. Excellent communication and regular updates Reviewed on: 2nd May 2024

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