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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy rebuild of credit score

5
I’ve had a credit card from Vanquis now for quite a few years. I’ve been able to manage it easily using an app. I’ve managed to rebuild my credit score quite easily Reviewed on: 2nd May 2024

Never had any problems, always kept up to date with...

5
Never had any problems, always kept up to date with everything that’s happening Reviewed on: 2nd May 2024

I've never had an issue with vanquis.

5
I've never had an issue with vanquis. They have always been good Reviewed on: 2nd May 2024

Fantastic credit card provider

5
Vanquis are always there to help with any issues you may have with keeping your spending affordable, fantastic customer service Reviewed on: 2nd May 2024

Really easy to use app.

5
Really easy to use app. Very helpful customer support Reviewed on: 2nd May 2024

Very good easy to use everything in one place

5
Very good easy to use everything in one place Reviewed on: 2nd May 2024

Help when you need it

5
I got where I couldn’t keep up with payments and they went above and beyond to help setting me up with an affordable rate, which is now paid in full. Reviewed on: 2nd May 2024

Excellent card had for years.

5
Excellent card had for years. Used both home and abroad. Reviewed on: 2nd May 2024

Very user friendly app

5
The app is very easy to use and understand, information is clear. I know exacly what I've spent and when the payment dates are along with interest rates and so much more that helps with keeping inline with my budget. The customer services department has always been helpful in the few occasions I've had to call. Reviewed on: 2nd May 2024

Very good friendly people with a lot of experience w...

5
Very good friendly people with a lot of experience which helps customer satisfaction also the app is excellent and user friendly Reviewed on: 2nd May 2024

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