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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I only have good things to say .

5
I only have good things to say . Reviewed on: 2nd May 2024

I love the card its very easy to use it...

4
I love the card its very easy to use it Reviewed on: 2nd May 2024

Not impressed with the hounding phone calls

4
Not impressed with the hounding phone calls Reviewed on: 2nd May 2024

Love how they trusted me when no one else would and...

5
Love how they trusted me when no one else would and helped me build my credit! Reviewed on: 2nd May 2024

Good service but the apr is quite high

4
Good service but the apr is quite high Reviewed on: 2nd May 2024

Always happy to help.

5
Always happy to help, they have an excellent app so you know everything that's going on and easy to make payments Reviewed on: 2nd May 2024

Great card , very easy app to use

5
Great card , very easy app to use Reviewed on: 2nd May 2024

Great vanquis perfect company happy

5
Great vanquis perfect company happy Reviewed on: 2nd May 2024

Customer service terrible unhelp

1
Customer service terrible unhelpful and don’t know what they doing. Wait times are long. Was trying to put a transaction through for days but had to give up in the end and use another card! Reviewed on: 2nd May 2024

Vanquid ££££

5
They are very compassionate and fair. Wonderful staff Reviewed on: 2nd May 2024

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