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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The interest is very high.

3
The interest is very high. I'm trying to pay mine off now to close my account, but it has taken me years to pay it. Every time I pay £100 only £50 comes off my account. Reviewed on: 2nd May 2024

good card

5
always helpful but my card rightly got blocked when i thought it was fraudulent Reviewed on: 2nd May 2024

The indoor camera, that came with the installation,...

5
The indoor camera, that came with the installation, no longer works as l can not get the internet under 5g so its useless and wont even charge Reviewed on: 2nd May 2024

easy and simple to use

4
The account was easy to set up and simple to use, the only downside for me was I wanted to use the balance transfer feature, but there was no offer available for me Reviewed on: 2nd May 2024

Just amazing amazing I love it and would never get a...

5
Just amazing amazing I love it and would never get any other credit card the service is amazing and again I just love it. Fees are no problem and they help you out a lot when you’re stuck brilliant company Reviewed on: 2nd May 2024

Absolutely professional with everything

5
Absolutely professional with everything Reviewed on: 2nd May 2024

I was very lucky to have vanquish at the time as my...

5
I was very lucky to have vanquish at the time as my credit card is very important to me Reviewed on: 2nd May 2024

Not as high as other creditors but clear indication...

5
Not as high as other creditors but clear indication of amount borrowed Reviewed on: 2nd May 2024

Got my money back after fraudulent transaction.

5
Got my money back after fraudulent transaction. Reviewed on: 2nd May 2024

Very good experience always help with any concerns

5
Very good experience always help with any concerns Reviewed on: 2nd May 2024

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