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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis Are the best card!

5
Vanquis Are the best card! I,am so happy to have it! Reviewed on: 2nd May 2024

great app on my phone and a good rate

4
great app on my phone and a good rate Reviewed on: 2nd May 2024

Good experience and reasonable, up to date informati...

5
Good experience and reasonable, up to date information, I’m happy I have a credit card with Vanquis Reviewed on: 2nd May 2024

Easy to use.

5
Easy to use. Straightforward app. Overall positive experience. Reviewed on: 2nd May 2024

Great for repairing my credit.

5
Great for repairing my credit. I’ve seen my credit score improving monthly. The app is a great way to stay on top of my finances. Reviewed on: 2nd May 2024

,My Review

5
ever since l joined Vanquis which is 5 years they have been helpful ,my credit rating has improved Reviewed on: 2nd May 2024

Very prompt service and understanding

5
Very prompt service and understanding Reviewed on: 2nd May 2024

Great easy to navigate banking app

5
Great easy to navigate banking app Reviewed on: 2nd May 2024

I have been with vanquis for a few years now I have...

5
I have been with vanquis for a few years now I have a reasonable credit limit and do use my card the reminders the easy access to my account let's me know exactly what I'm spending and really helps me make the right decisions of even to use it or just get my outstanding balance paid off Reviewed on: 2nd May 2024

Built my credit score up nicely.

5
Built my credit score up nicely. Reviewed on: 2nd May 2024

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