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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis credit card is a top-tier credit card offeri...

5
Vanquis credit card is a top-tier credit card offering exceptional rewards and benefits, especially for frequent travelers. With its generous rewards program, valuable travel perks, and flexible redemption options, it's an excellent choice for those who prioritize travel and dining expenses. While the annual fee may seem steep, the benefits more than make up for it for the right user. Overall, this card earns a solid 5-star rating for its outstanding value proposition. Reviewed on: 2nd May 2024

Caring and Understanding

5
Vanquis was quick and easy to apply for. Unfortunately I got into financial difficulty but I contacted Vanquis and their advisor was so understanding and helpful that it encouraged me to contact my other debts. Thanks to their understanding I am now on my way to clearing my debts and using my credit card responsibly. Reviewed on: 2nd May 2024

It is great.

5
It is great. Increasing my credit was amazing. I am very happy. Thanks Reviewed on: 2nd May 2024

Excellent customer support

5
I have had no concerns with Vanquis. They have always been extremely helpful if I have ever had questions. The app is extremely easy to use and navigate which makes the experience so much better. Reviewed on: 2nd May 2024

Great keep going

5
I have had a brilliant experience as a vanquis customer, their rates are excellent their services are excellent,and their customer service is excellent. My card has given me great flexibility for everyday purchases online and out and about. They are also their to answer questions when you need them. Reviewed on: 2nd May 2024

Excellent

5
Overall experience with Vanquis is very good. Excellent customer service too. Thank you so much for your support. Reviewed on: 2nd May 2024

Always very helpful when you ring ip .

5
Always very helpful when you ring ip ..when my husband passed away..they took all the stress and sorted and closed his Vanquis account..very understanding Reviewed on: 2nd May 2024

Whenever I’ve needed to contact customer service for...

5
Whenever I’ve needed to contact customer service for any information or any help they’ve always been very helpful respectful and eager to help assist me Reviewed on: 2nd May 2024

Good service and good communication

5
Good service and good communication and understanding Reviewed on: 2nd May 2024

Finance assistance

5
Vanquis has been very helpful in allowing me to organise my finances Reviewed on: 2nd May 2024

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