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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis is a great way to build your credit

5
Vanquis is a great way to build your credit, the app is easy to use and your credit limit is set at an affordable limit. I have been a vanquis customer for years and will continue to use there service Reviewed on: 2nd May 2024

Very simple, easy to use, easy to understand about y...

4
Very simple, easy to use, easy to understand about your finances and how to pay off Reviewed on: 2nd May 2024

Very good and helpful information

5
Very good and helpful information Reviewed on: 2nd May 2024

Very friendly always helpful when you need it

5
Very friendly always helpful when you need it Reviewed on: 2nd May 2024

Fantastic balance transfer offers with 0% interest f...

5
Fantastic balance transfer offers with 0% interest for long periods of time is my favourite part of the credit card Reviewed on: 2nd May 2024

very good no monthly charges and easy to understand app

4
very good no monthly charges and easy to understand app Reviewed on: 2nd May 2024

I had a problem with a payment phoned vanquist and t...

5
I had a problem with a payment phoned vanquist and they sorted out my issue quickly and efficiently very friendly helpfull very happy with there service Reviewed on: 2nd May 2024

Top Marks

5
Truthfully I have never experienced any problems with Vanquis. They have helped me rebuild my credit rating which I a really grateful for. Reviewed on: 2nd May 2024

Good overall service, its ashame the interest rate...

4
Good overall service, its ashame the interest rate is as high as it is and they could do with offers like money or balance transfers at 0 percent ect Reviewed on: 2nd May 2024

They gave me a second chance I'm so grateful

5
They gave me a second chance I'm so grateful Reviewed on: 2nd May 2024

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