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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
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2%
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1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

As a credit builder card I am really happy with Vanq...

5
As a credit builder card I am really happy with Vanquis, I have been able to grow my credit rating using their services and they don’t leave you hanging, someone is always at the end of a call or message and always ask before raising my limit, I would definitely recommend them to friends and family Reviewed on: 2nd May 2024

Very good thank you so much for al your help

5
Very good thank you so much for all your help and support God bless you Reviewed on: 2nd May 2024

To date I have had different credit cards, but nones..

5
To date I have had different credit cards, but none of them allow me to have an excellent relationship as with VANQUIS. Requesting the card was very easy, fast and very secure, and the customer service with an amazing level of attention, I congratulate VANQUIS, and I wish many more successes to futures. Reviewed on: 2nd May 2024

Since applying for my vanquis credit card ive had a...

5
Since applying for my vanquis credit card ive had a smooth experience from start to finish, everything is set out properly & explained to you in detail. The staff are polite & do everything possible to help. .its good to know that my credit card from vanquis is there if i need it as you never know what life throws at you these days. Reviewed on: 2nd May 2024

Very easy to excess and clear T&Cs to understand so...

5
Very easy to excess and clear T&Cs to understand so everyone can get the best thing as per their choice. Reviewed on: 2nd May 2024

I found that when I had a problem customer service w...

5
I found that when I had a problem customer service was really helpfull Reviewed on: 2nd May 2024

Vanquis have the most amazing app I found it so easy...

5
Vanquis have the most amazing app I found it so easy to track my spending and pay down my debt Reviewed on: 2nd May 2024

It was easy to complete all info required to get a V...

5
It was easy to complete all info required to get a Vanquis card . It has helped build a better credit score Reviewed on: 2nd May 2024

Best company for credit card

5
When I was in need it gave me a way out , their app is also easy to use , customer service does not take long to answer. Also they check up on you incase you need any help with debt repayment , it’s not like the other credit company’s where it ups your limit everytime they actually see if it benefits the person and checks the repayment the other company’s ups the credit limit in order for the person to pay more interest. First credit card company that actually cares about people’s well being. Reviewed on: 2nd May 2024

Slow app needs updates

1
App shows payment due on to pay when you pay takes forever to get credited got Barclays’s credit card they add payment I. 2-3 hours nowadays should t take forever minimum payment shows to pay when you paid it still shows need to pay slow app slow service Reviewed on: 2nd May 2024

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