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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Always there for assistance.

5
Always there for assistance. Help when needed. Very customer friendly. Reviewed on: 2nd May 2024

Good service good experience good customer service

5
Good service good experience good customer service Reviewed on: 2nd May 2024

Best card for me

5
I have found Vanquis very affordable, interest rate is very good for me, I have not really had any reason to contact customer service but I am sure the service is great there too Reviewed on: 2nd May 2024

They offered a great credit card balance, with poor...

5
They offered a great credit card balance, with poor credit and also offered a fantastic loan offer too Reviewed on: 2nd May 2024

when i had problem with my card contacted customer s...

5
when i had problem with my card contacted customer services they said they would send a letter out to comfirm my password it took.nearlly 9 days for letter to arrive so i couldnt use my card they said.it would take a couple of days to receive letter it took longer then it took another 8 days for them to send letter out confirming my new passcode so i was without my card for nearlly 3 weeks Reviewed on: 2nd May 2024

Vanquis has helped me build up my credit score.

5
Vanquis has helped me build up my credit score. Customer services is excellent and am always kept upto date with offers. Reviewed on: 2nd May 2024

It is an excellent experience with vanquis ,

5
It is an excellent experience with vanquis , Reviewed on: 2nd May 2024

Never had any issues with this company.

5
Never had any issues with this company. They are good to deal with. Reviewed on: 2nd May 2024

Very easy to use the Vanquis app for everything.

5
Very easy to use the Vanquis app for everything. Reviewed on: 2nd May 2024

Great for building back your credit score.

5
Great for building back your credit score. Very helpful service. Reviewed on: 2nd May 2024

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