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Vanquis : Credit builder credit card reviews

4.73
Based on 28,664 reviews, last reviewed 25th Jun 2026
396750% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I found Vanquis very helpful as I was able to use my... I found Vanquis very helpful as I was able to use my Vanquis credit to pay off some of the balance on my Lloyds credit card at a lower rate of interes... Read more Reviewed on: 25th June 2026
Fran M's avatar
Fran M

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28664)

I found the Vanquis Credit Builder Credit Card to be...

5
I found the Vanquis Credit Builder Credit Card to be a helpful tool in improving my credit score. The application process was straightforward, and the app makes it easy to manage payments and monitor spending. What I appreciated most was the clear communication and regular reminders, which helped me stay on top of payments. The interest rate is quite high, which is expected for a credit-building card, but as long as you're careful to pay in full each month, it can work well in your favour. Overall, it’s a solid option for anyone looking to build or repair their credit with responsible use. Reviewed on: 17th April 2025

Love how it builds my credit score up

5
Love how it builds my credit score up Reviewed on: 17th April 2025

Easy to apply and relieved to be accepted for a Vanq...

5
Easy to apply and relieved to be accepted for a Vanquis card which has enabled me to improve my credit score and have piece of mind with purchase protection which is very difficult when your credit score is less than perfect. Reviewed on: 17th April 2025

Great card provider

5
So easy to apply and fast delivery of my card. Plus the added benefit of frequent information emails to get the most out of your card. Clear and easy to use app so you can keep a track on everything. Reviewed on: 17th April 2025

The Vanquis Credit Card truly came through for me

5
The Vanquis Credit Card truly came through for me when I needed it the most. In a time of financial uncertainty, they extended the support that made all the difference. Their accessibility and flexibility not only helped me get back on my feet, but also made me feel valued as a customer. Beyond their incredible service, Vanquis stands out as a super cool company! Their customer care team is approachable and genuinely helpful, always ready to provide clear guidance and assistance. The credit card itself comes with excellent features that make managing finances smooth and straightforward. I can wholeheartedly recommend Vanquis to anyone looking for a reliable and trustworthy credit card provider—this company genuinely prioritizes people and their needs. Reviewed on: 17th April 2025

A very good credit card company to be with I’ve neve...

5
A very good credit card company to be with I’ve never had any problems with if I have any concerns about fraudulent activity they look into it right away the card has been accepted every store or retail outlet I’ve tried Reviewed on: 17th April 2025

Best and excellent services, action immediately on t...

5
Best and excellent services, action immediately on the matters Reviewed on: 17th April 2025

It's neutral for the purpose

3
N/a as the interest rate is really high. Reviewed on: 17th April 2025

Great customer service but interest rate is high and...

3
Great customer service but interest rate is high and not many offers Reviewed on: 17th April 2025

One of the easiest apps to use by far !

5
One of the easiest apps to use by far ! Reviewed on: 17th April 2025

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