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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

An Excellent Experience !

AN easy and responsive user App and friendly clear customer service on the rare occasion I need to speak with Vanquis customer service. In my experience of other companies I have used previously I believe Vanquis is the best user friendly, people friendly and excellent interest rates Reviewed on: 2nd May 2024

Great service all round

Vanquis have always been very transparent about what credit will cost and fair with applying rates. Communication is consistently good, the app works great and I have seen my interest rate fall over the years as I established a good reliable payment history with my account. Reviewed on: 2nd May 2024

Customer service members are not competent.

Customer service members are not competent. Statement details and payment due dates are not clear. Reviewed on: 2nd May 2024

Not really had to contact them.

Not really had to contact them. Able to change payment date on line. Reviewed on: 2nd May 2024

Excellent customer service.

Excellent customer service. Sometimes though the interest is a little high Reviewed on: 2nd May 2024

Adverse credit history but they gave me a chance.

Great provider for credit building card. Reviewed on: 2nd May 2024

Win Win for Vanquish. .

I don’t like the way the fees are charged. What exactly are “Billed Finance Charges”? Why are they charged? Then you have the interest as well! When you make an extra payment the direct debit is then changed so that you have still only paid the monthly figure. Reviewed on: 2nd May 2024

Vanquis helped me when I needed to be helped with.

Vanquis helped me when I needed to be helped with. Thank you for that Vanquis Bank Reviewed on: 2nd May 2024

It's very difficult to pay off.

It's very difficult to pay off. Even if you pay over your minium amount it hardly makes a difference. You also hound your customers with a barrage of account chasers mainly from Europe and its VERY ANNOYING Reviewed on: 2nd May 2024

Easy App to access and use.

Easy App to access and use. Alerts really useful for when a monthly payment due. Reviewed on: 2nd May 2024

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