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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

My experience with Vanquis is absolutely great , I’m...

5
My experience with Vanquis is absolutely great , I’m very happy with their service Reviewed on: 2nd May 2024

This is a very hands off credit card, the only email...

4
This is a very hands off credit card, the only emails I receive are for marketing. I don't have any 'human' contact at all. Which will suit some people and doesn't bother me. Reviewed on: 2nd May 2024

I have never had any issues in my dealings with Vanq...

5
I have never had any issues in my dealings with Vanquis. It has been a good experience for me - though wish the j retest wasn’t so high. Reviewed on: 2nd May 2024

It has very good interest rates and very easy interf...

5
It has very good interest rates and very easy interface anyone can understand. Total experience was very nice I can give 5 star and there is nothing to talk about bad. Reviewed on: 2nd May 2024

Helpful company , good with communication

5
All good , helpful. Used Vanquis for a while now Reviewed on: 2nd May 2024

App easy to use, never had any problems

5
App easy to use, never had any problems Reviewed on: 2nd May 2024

Very good should let me win 1000 pound but very...

4
Very good should let me win 1000 pound but very good Reviewed on: 2nd May 2024

easy to use

5
I like how easy to use and manage the payments on the app Reviewed on: 2nd May 2024

One of the best if not The best credit card on the m...

5
One of the best if not The best credit card on the market for building your credit rating. I cannot fault them one bit. Reviewed on: 2nd May 2024

The rent is a bit to much could be lower...

5
The rent is a bit to much could be lower Reviewed on: 2nd May 2024

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