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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

From No credit rating to above average :)

Due to being abroad I had no credit rating, Vanquis offered me a credit card anyway and really helped me build my credit score. My score increased so well that I was then offered other financial options with lower interest so I'm now on my feet thanks to Vanquis for taking the chance on me! Reviewed on: 2nd May 2024

Having been a Vanquis user for quite a few years now...

Having been a Vanquis user for quite a few years now which has helped re-build my credit i have found them to be very helpful over time and hope to continue for many more years to come..... Reviewed on: 2nd May 2024

It's a seamless application process

It's a seamless application process and a smooth customer experience Reviewed on: 2nd May 2024

Excellent

When I have needed more time to pay they have given me that extra time and the customer service was excellent Reviewed on: 2nd May 2024

Leave me alone

Do not have any experience to share and that is why I like dealing with you Reviewed on: 2nd May 2024

My Vanquis Card is very useful in times that I need...

My Vanquis Card is very useful in times that I need help, my card is very good for when I need to provide for me and my family, Vanquis cards are lifesavers, I have struggled in finance multiple times, Vanquis has helped me through it all. Very good, would recommend. Reviewed on: 2nd May 2024

Good card but.........

Vanquis card IS an excellent choice as a credit builder however, I think it lets itself down by increasing their interest rates rather rapidly in line with their credit increases. Reviewed on: 2nd May 2024

Staff really helpful and informative

Staff really helpful and informative Reviewed on: 2nd May 2024

Excellent service with no issues at all.

Excellent service with no issues at all. Reviewed on: 2nd May 2024

Excellent company

It's been the best experience I've received so far. Reviewed on: 2nd May 2024

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