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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It’s very nice .

5
It’s very nice .when we called costumes service they try to help kindly. Reviewed on: 2nd May 2024

Excellent company

5
I do like Vanquis, but their rates are a little bit high. The app is easy to use and paying for borrowed money is easy to do as well. Reviewed on: 2nd May 2024

Great Communicaton when needed.

5
Great Communicaton when needed. I receive my statement in time and also reminder of payments. Sometimes if i forget the date for the payment I receive a friendly reminder. Reviewed on: 2nd May 2024

Ok no problems

5
Ok no problems very pleased with text messages to let me know payment is due. Reviewed on: 2nd May 2024

I have had no issues with them I think in the long-t...

5
I have had no issues with them I think in the long-term they could probably take their interest down a little bit. That’s down to them been with them a long time and had no problems. Reviewed on: 2nd May 2024

Easy to apply with clear details and relevant inform...

5
Easy to apply with clear details and relevant information. Reviewed on: 2nd May 2024

I think the interest is quite high but have never en...

4
I think the interest is quite high but have never encounters any problems Reviewed on: 2nd May 2024

It’s one of the great credit cards that i have used.

5
It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

5 Star's from me ' my card as helped me out in a big...

5
5 Star's from me ' my card as helped me out in a big way ie: any emergency or any every Day living cost'.. I love Vanquis thumbs up.. & tje people From Vanquis are very nice too me on the phone.. Reviewed on: 2nd May 2024

Loan Help

4
They helped me with a loan when no one else would Reviewed on: 2nd May 2024

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