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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

They help me when I need it more

They help me when I need it more Reviewed on: 2nd May 2024

Vanquis has honestly been my best CC of them all.

Vanquis has honestly been my best CC of them all. Their interest rates have been consistently low for me. Providing me with money transfers and special offers all the time. Their customer service is great and the wait time to get in touch with them is never that long. I have been with them now 5 years and they will always be my go to card. You should try and see if you can get one. Reviewed on: 2nd May 2024

Applied with ease.

Applied with ease. Would like decreasing limits to be as easy in increasing them though. Reviewed on: 2nd May 2024

Decent credit limit and excellent app to manage card

Decent credit limit and excellent app to manage card Reviewed on: 2nd May 2024

I was recomended vanquis by a mate

I was recomended vanquis by a mate and boy let me tell you it has changed my life the app is easy to use constant updates make minimum and over minimum payments Reviewed on: 2nd May 2024

I’ve had no problems using my Vanquis card.

I’ve had no problems using my Vanquis card. The app is very user friendly. I get a reminder text when I have a payment due which is extremely helpful. Reviewed on: 2nd May 2024

Fantastic Credit Card.

Fantastic Credit Card. Great app which is very easy to use. Reviewed on: 2nd May 2024

Credit done right

I have never once had any issues with vanquis and they have always been there when needed. Very happy customer Reviewed on: 2nd May 2024

Quality product

Amazing card have been using for years and always helpful customer service and the apr% is worth me borrowing Reviewed on: 2nd May 2024

Good customer service however interest rates are a b...

Good customer service however interest rates are a bit high Reviewed on: 2nd May 2024

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