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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fast and easy to set up online, great at building a...

5
Fast and easy to set up online, great at building a credit score Reviewed on: 2nd May 2024

This is the best card i came across.

5
This is the best card i came across. everything is easy to understand easy to use flexible. Good rate of interest. Reviewed on: 2nd May 2024

Always had a great experience worth it

5
Always had a great experience worth it Reviewed on: 2nd May 2024

My experience with vanquis has been a straight forwa...

5
My experience with vanquis has been a straight forward process, clear and transparency, treat their customers fairly. Reviewed on: 2nd May 2024

I have been with vanquis for over 7 years and i am v...

5
I have been with vanquis for over 7 years and i am very happy and have no complaints Reviewed on: 2nd May 2024

Good to get a card with poor credit rating.

4
Good to get a card with poor credit rating. Bit disappointed with the interest rate gone up alot Reviewed on: 2nd May 2024

Positive ease of use negative very high interest rates

5
Positive ease of use negative very high interest rates Reviewed on: 2nd May 2024

Easy to ring excellent customer service

5
Easy to ring excellent customer service Reviewed on: 2nd May 2024

Good work

5
They are good at what they do and they are there when you need them Reviewed on: 2nd May 2024

Happy with card just not the apr but it is what it is.

4
Happy with card just not the apr but it is what it is. Reviewed on: 2nd May 2024

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