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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I turned to Vanquis for help escaping a dark place

5
I turned to Vanquis about five years ago to obtain a Credit Building Credit Card. This came about after a major heigh street bank failed me miserably. Over this period I’ve used their product to build an Excellent credit rating. Many thanks to Vanquis for helping to turn a corner and leave a very dark place. Reviewed on: 2nd May 2024

Vanquis has helped me boost my credit sore

5
Vanquis has helped me boost my credit sore Reviewed on: 2nd May 2024

good card

5
I have never had a problem using my card and the app is excellent Reviewed on: 2nd May 2024

Avoid like the plague, they have your eyes out at th...

1
Avoid like the plague, they have your eyes out at the 1st opurtunity, totally unhelpfull and trustworthy. Reviewed on: 2nd May 2024

The review

3
Have had it 6 years never had an increase Reviewed on: 2nd May 2024

As of yet I'm still to receive my card it's been 7 d...

3
As of yet I'm still to receive my card it's been 7 days since I applied. It's also bank holiday so I n won't get it till Monday. I applied as I'm disabled and struggling Reviewed on: 2nd May 2024

Always been there when I needed anything

5
Always been there when I needed anything Reviewed on: 2nd May 2024

Defo would recommend

5
Great service, easy to use and very good to boost your credit! Reviewed on: 2nd May 2024

Good card for credit repair, good easy app

5
Good card for credit repair, good easy app Reviewed on: 2nd May 2024

" True "

5
Quickly, reliably and satisfactorily.I am very satisfied and with all due respect the company is worth recommending to my friends. Reviewed on: 2nd May 2024

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