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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

After my divorce my credit rating was terrible ,but...

5
After my divorce my credit rating was terrible ,but Vanquis accepted my application for a credit card and although I used it to the maximum balance, my credit score has improved vastly and now I am able to use my card less and start reducing my balance. Thank you Vanquis Reviewed on: 2nd May 2024

I am very happy with Vanquis Credit Carx

5
I am very happy with Vanquis Credit Card and use regular and pay off usage frequently Reviewed on: 2nd May 2024

Very happy

5
I’m very happy with the credit card and I never have any problem so far. Reviewed on: 2nd May 2024

Excellent fraud prevention and management Vanquis we...

5
Excellent fraud prevention and management Vanquis were in contact immediately when something unusual happened on my account Reviewed on: 2nd May 2024

Vanquis gave me a good limit and I have been paying...

5
Vanquis gave me a good limit and I have been paying off my bills on time. Its a great card to build your score Reviewed on: 2nd May 2024

No issues good service

5
No issues generally good service all round. Fair if there's any issue with payments Reviewed on: 2nd May 2024

Really helpful great with building my credit limit up

5
Really helpful great with building my credit limit up Reviewed on: 2nd May 2024

Easy to work with.

5
Easy to work with. I really enjoy the app. Reviewed on: 2nd May 2024

The app is easy to use and the response from questio...

4
The app is easy to use and the response from questions is fast Reviewed on: 2nd May 2024

Excellent

5
Very help full good customer service Reviewed on: 2nd May 2024

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