Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

this is not a review but thank you for offering me a...

5
this is not a review but thank you for offering me a chance to review it is much appreciated. Hopefully I am still in line for the £1000. much appreciated. Reviewed on: 2nd May 2024

Very useful for wen extra cash is needed.

5
Very useful for wen extra cash is needed. Reasonable rate. Reviewed on: 2nd May 2024

Very Easy to use and convenient with...

5
Very Easy to use and convenient with any stress Reviewed on: 2nd May 2024

Straight forward no hassle card, plenty notice of pa...

5
Straight forward no hassle card, plenty notice of payment due dates Reviewed on: 2nd May 2024

Vanquis credit card is great but keep away from a c...

5
Vanquis credit card is great but keep away from a company that they own MoneyBarn it’s close to dealing with criminals. Reviewed on: 2nd May 2024

Helps me have a piece of mind, I use the online app...

5
Helps me have a piece of mind, I use the online app and it’s extremely useful, easy to understand Reviewed on: 2nd May 2024

Easy to use app clear and simple makes it a pleasant...

5
Easy to use app clear and simple makes it a pleasant experience to view , repay and manage accounts Reviewed on: 2nd May 2024

Really easy to use the app,it is really good to navi...

5
Really easy to use the app,it is really good to navigate Reviewed on: 2nd May 2024

I have used vanquis to successfully build my credit...

5
I have used vanquis to successfully build my credit rating and found them very fair and great customer service on the phone, always available and quick to answer. I have never had any charges on my account and they have always been readily accepted if I have had a problem. Reviewed on: 2nd May 2024

So far so good....

4
So far so good - Mobile app is easy to use, customer service is helpful but tge interest rates are high than other comparators. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products