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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fantastic service

4
I am a liyak customer who decided to keep my Vanquis Credit card as I was impressed with the customer service when i lost my job. They wère very helpful and undrstood my problem and helped put my mind on ease until my finances were back on track. Reviewed on: 2nd May 2024

Very happy with service helpful on phone

4
Very happy with service helpful on phone Reviewed on: 2nd May 2024

So far I really like it, it looks like a...

5
So far I really like it, it looks like a great bank Reviewed on: 2nd May 2024

Reduced my credit limit due to an error on my credit...

1
Reduced my credit limit due to an error on my credit file which was corrected immediately but never reinstated my limit. Not worth having the card given the credit limit available. Reviewed on: 2nd May 2024

No problems ever with Vanquis

5
No problems ever with Vanquis Easy to use app. Good company. Reviewed on: 2nd May 2024

I did not encounter any problem with the vanquis ser...

5
I did not encounter any problem with the vanquis service. Reviewed on: 2nd May 2024

Good choice service excellent recommendation for any...

5
Good choice service excellent recommendation for anyone Reviewed on: 2nd May 2024

Good costumer service and I been told that I have fr...

4
Good costumer service and I been told that I have free transfer offer for 9 months Reviewed on: 2nd May 2024

very handy and reliable good credit limit aswell

5
very handy and reliable good credit limit aswell Reviewed on: 2nd May 2024

Strongly recommend

5
I am really pleased with the service getting from Vanquish since day one .Never had any issues with anything at all. Reviewed on: 2nd May 2024

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