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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great customer support.

Great customer support. Rhings are explain well. Reviewed on: 2nd May 2024

Great company and easy to use

Easy app to use, never had any issues. Good communication by emails and letters. Reasonable interest rates and helpful customer service team. I would recommend to a friend! Always offering great incentives to share with friends too but getting monetary rewards. Reviewed on: 2nd May 2024

Good to build credit rating in the short term

Good to build credit rating in the short term Reviewed on: 2nd May 2024

Interest rate high

Interest rate is high and am finding it difficult to pay the debt off. Reviewed on: 2nd May 2024

I like the systems very much.

I like the systems very much. It helps a lot in emergencies. I hope it will continue to improve in the future. Reviewed on: 2nd May 2024

Vanquis are a fair company to deal with

Vanquis are a fair company to deal with Reviewed on: 2nd May 2024

All good need more credit limit up

All good need more credit limit up Reviewed on: 2nd May 2024

Vanquis - a great place to build credit

In a frustrating market place, Vanquis was the only bank willing to start me off with a credit card. Very soon my responsible management of my own personal finances was rewarded with an offer of an increased credit limit. A second increase soon followed. It’s great to have one’s maturity recognised and respected. The Vanquis app is simple to use, giving ME complete control over MY OWN money. With Vanquis it’s so easy to talk to a real person. Reviewed on: 2nd May 2024

Good credit card

An easy-to-use credit card with a normal interest rate and flexible repayment options. I recommend! Reviewed on: 2nd May 2024

Happy customer

Easy to manage account with app , and to make payments Reviewed on: 2nd May 2024

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