Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Great service from their customer focused teams

5
Great service from their customer focused teams Reviewed on: 2nd May 2024

Very happy with Vanquis

5
Great communication on the app. Everything literally could not be easier to do Reviewed on: 2nd May 2024

THE Credit card!

5
Very easy to manage, good customer service, amazing app. Reviewed on: 2nd May 2024

Good credit card needs to be more competitive on int...

5
Good credit card needs to be more competitive on interest rates Reviewed on: 2nd May 2024

been an excellent way of building credit history and...

5
been an excellent way of building credit history and monitoring account Reviewed on: 2nd May 2024

Excelent

5
Very good IT helps a lot very day Reviewed on: 2nd May 2024

Very friendly customer service.

4
Very friendly customer service. I highly recommend. Reviewed on: 2nd May 2024

Garry’s review

5
They were brilliant helped me build my credit Reviewed on: 2nd May 2024

Simple and effortless

4
The whole process of the application was very simple and the app is very user friendly allowing me to easily monitor my expenses. The app also allows me to effortlessly make payments Reviewed on: 2nd May 2024

customer services is very good but APR is slightly h...

4
customer services is very good but APR is slightly higher compare to other Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products