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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great credit building card easy use and app works gr...

5
Great credit building card easy use and app works great Reviewed on: 2nd May 2024

Useful And Transparent.

5
Overall my dealings with Vanquis have been useful and transparent however I found the interest rate to be high and, consequently, have always settled the outstanding balance as soon as possible - a course of action I recommend to anyone. Reviewed on: 2nd May 2024

Great credit card, great customer service- easy to u...

5
Great credit card, great customer service- easy to use , always a good ext Reviewed on: 2nd May 2024

Always very good

5
Always very good been a customer for years Reviewed on: 2nd May 2024

Just very good and so helpful if have a problem...

5
Just very good and so helpful if have a problem Reviewed on: 2nd May 2024

It was good experience to use vanquis credit card.

4
It was good experience to use vanquis credit card. It helped me improve my credit score and manage my finances in a better way. Reviewed on: 2nd May 2024

Very helpful in any issues you may have and the app...

5
Very helpful in any issues you may have and the app is very useful and easy to use. Reviewed on: 2nd May 2024

Vanquis provide a fast efficient service.

5
Vanquis App is user friendly, monthly reminder payment, & automatic increase limit acknowledgements are beneficial for future planning or last minute purchases. Online purchases are safe & secure using authentication security. Reviewed on: 2nd May 2024

Scammer sorted

5
Had a scam attack on the account, it was flagged and resolved in just a few days. Reviewed on: 2nd May 2024

Happy with account I have clear no hidden issues

4
Happy with account I have clear no hidden issues Reviewed on: 2nd May 2024

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