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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great experience

5
The knowledge and friendly customer service I received every time I have reason to call for advice Reviewed on: 2nd May 2024

Great customer service, easy to use app works well a...

5
Great customer service, easy to use app works well and quickly, smooth ease of use and great for financial planning with extra services available online and easy to access via the app Reviewed on: 2nd May 2024

Easy to use App

4
I have held a Vanquis Credit card for a number of years and have no complaints. I am particularly appreciative of their App, which unlike those of other companies is very straightforward and easy to use. Reviewed on: 2nd May 2024

Vanquis Credit Building Card really works.

5
Vanquis Credit Building Card really works. My credit was low but is near the top end now. I thought I'd never get back into good credit. It's a big thank you to Vanquis from me. Reviewed on: 2nd May 2024

Never really had to deal with any issues.

5
Never really had to deal with any issues.Any issues I have are dealt with efficiently. Reviewed on: 2nd May 2024

Easy application process, instant decision

5
Easy application process, instant decision and card and pin arrived soon after. keep you fully informed about upcoming payments and transactions. App is easy to use and understand and contains all the info you need. Reviewed on: 2nd May 2024

build up

3
The interest rate is to high on the positive side you can use the card nearly anywhere in the word. Reviewed on: 2nd May 2024

Good job

5
Never had any issues using Vanquis, would highly recommend. Reviewed on: 2nd May 2024

Security number one

5
My account was compromised, Vanquis jumped on it straight away & got it sorted & me a new card ect. Brilliant service. Reviewed on: 2nd May 2024

Good morning ey provider

5
I have had my card for about 3 years , ways handy for emergencies or the odd treat if its before payday. I have never had any issues at all Reviewed on: 2nd May 2024

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