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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Satisfied customer

Bren with Vanquis 18 months now, hanever had a problem, customer service excellent Reviewed on: 2nd May 2024

Vanquis has assisted me to build my credit.

Vanquis has assisted me to build my credit. Provided extra support when my mental health issues were affecting my ability to work. Increased my balance when managing my account well. Reviewed on: 2nd May 2024

easy to use,

Everything has bee so easy to use, the app is easy to use, especially for paying. Reviewed on: 2nd May 2024

a no hassle no fuss experience...

Vanquis has provided a no hassle no fuss experience with an easy to use web site and pleasant, understanding and helpful staff. Reviewed on: 2nd May 2024

The app is very user friendly , easy to understand &...

The app is very user friendly , easy to understand & overall a very good service Reviewed on: 2nd May 2024

Years of use with only good experiences

I have been using my Vanquis credit card for years not to build my credit rating back up. I have always made sure what ever I buy in it is paid off by the end of each month so I never gain any interest payments and this although this credit cards interest is high I’m not affected by it. The app is great and straight forward to use and I have never had any issues with speaking to staff. Honestly from my personal experience I have no bad words to stay other than a lower interest rate would be helpful to some people. Reviewed on: 2nd May 2024

..Straightforward Everyday Credit Card

.Vanquis communicate well by tect and email regarding offers and forthcoming paymrnts.App is 100% reliable and easy to use Reviewed on: 2nd May 2024

interest rate isn't the lowest but using the app etc...

interest rate isn't the lowest but using the app etc is super simple and makes it very easy to manage my account and know exactly what i owe Reviewed on: 2nd May 2024

Number one it’s good company I like

Number one it’s good company I like Reviewed on: 2nd May 2024

Smooth sailing using this credit card with 1 err

It's been smooth sailing using this credit card. Only challenge was when I tried making to large sum purchase and one was flagged. It was annoying but I appreciate that this is in place as it shows the kind of security the provide. Although I would appreciate that they communicated with me earlier than they did so I knew why my payment had not gone through Reviewed on: 2nd May 2024

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