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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Power in your pocket

5
Best credit card to use and increase your credit score… helps me to vet whatever i want and not waiting for my salary till month end … helps me buy grocery whenever and wherever needed. Its like a power in my pocket. Reviewed on: 2nd May 2024

Excellent customer service on the phone they are r...

5
Excellent customer service on the phone they are really helpful Reviewed on: 2nd May 2024

Good customer service, and kept up to date

5
Good customer service, and kept up to date Reviewed on: 2nd May 2024

I've asked for the APR review but will not budge.

4
I've asked for the APR review but will not budge. Reviewed on: 2nd May 2024

Excellent customer service I’m very quick to answer...

5
Excellent customer service I’m very quick to answer the phone more than happy to help Reviewed on: 2nd May 2024

Very helpful

5
Was easy to apply and helped rebuild credit Reviewed on: 2nd May 2024

it took a while to get my money

3
it took a while to get my money from a loan Reviewed on: 2nd May 2024

Customer service are not very understanding

3
Customer service are not very understanding, can be very pushy and don't live in the real world with their condescending way Reviewed on: 2nd May 2024

Love the app so easy to use, love that u can pay mor...

5
Love the app so easy to use, love that u can pay more than the min payment and almost if you have any problems with payments been taken out without your permission there is the app that you can ask questions. Reviewed on: 2nd May 2024

Excellent service and good company for credit cards

5
Excellent service and good company for credit cards Reviewed on: 2nd May 2024

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